AdSwipeFile

Refreshed Nov 12, 2026

Chime ads

The hooks, angles and offers behind Chime’s Facebook and Instagram ads, filed by format and niche.

Live on Meta nowOn Chime’s Meta page
253
Median runHow long its ads stay up
3 days
Against Finance / FintechNiche median 20 days
0.1×

The messages Chime keeps paying for

Same idea, new creatives

  • “Open a Chime Checking Account in 2 minutes”

    3 ads
    Chime ad: “Open a Chime Checking Account in 2 minutes”Chime ad: “Open a Chime Checking Account in 2 minutes”Chime ad: “Open a Chime Checking Account in 2 minutes”

    Running since Jul 2026.

  • “Get 5% cash back and safely build credit with everyday purchases”

    2 ads
    Chime ad: “Get 5% cash back and safely build credit with everyday purchases”Chime ad: “Get 5% cash back and safely build credit with everyday purchases”

    Running since May 2026.

  • “Open a Chime Checking Account in 2 minutes and we'll spot you up to $200*”

    2 ads
    Chime ad: “Open a Chime Checking Account in 2 minutes and we'll spot you up to $200*”Chime ad: “Open a Chime Checking Account in 2 minutes and we'll spot you up to $200*”

    Running since Jul 2026.

How Chime builds them

45 ads

What Chime's ads are made of, row by row.

Free with an account.

Longest running

All 45

The Chime ads that ran longest.

Free with an account.

Niche
Format
Scroll for every format
Hook
Scroll for every hook
Status
Type
SortLongest running

Winning means kept running: brands rarely keep paying for ads that lose.

45 ads

Ask your agent about these ads
The ad displays three Chime Visa cards against a green background. The main text overlay highlights the benefits of 5% cash back and building credit. Below this, three key features are listed: 'No Credit Check,' 'No Annual Fees,' and 'No Interest.' The bottom of the ad includes smaller print detailing terms and conditions.
Active · 169 days
Chime
The ad shows a black Chime Visa card against a flowing green fabric. Text overlays highlight benefits like "fee-free banking," "build credit," and "5% cash back." It also shows the Chime app interface on a phone and a call to action to "Sign Up Now." The overall presentation is clean and focused on the product's features and ease of use.
Active · 157 days
Chime
The ad shows a black Chime Visa card against a flowing green fabric. Text overlays highlight benefits like "fee-free banking," "No Monthly Fees," "No Interest," and "No Credit Checks." It also mentions building credit and getting 5% cash back on purchases with qualifying direct deposits. The final scene shows the Chime app on a phone with the card, and a "Sign Up Now" call to action.
Active · 156 daysVideo
Chime
The creative is a green screen with white text. The Chime logo is at the top. The main text reads "Open a Chime Checking Account in 2 minutes, we'll spot you up to $200*". The offer of $200 is large and central on the screen. Small print at the bottom details eligibility requirements. The ad is built to promote opening a Chime checking account with a $200 bonus.
Active · 109 daysVideo
Chime
The ad shows a Chime debit card and the text "Open a Chime Checking Account in 2 minutes and we'll spot you up to $200*." It then transitions to a phone screen displaying the Chime app with the text "Apply Now." The overall presentation is clean and direct, focusing on the speed of account opening and the financial incentive.
Active · 109 daysVideo
Chime
The ad opens with a Chime debit card floating in front of a green background. Text overlay announces "Open a Chime Checking Account in 2 minutes and we'll spot you up to $200*". The offer is reiterated with a graphic of '$200*'. The scene then transitions to a phone displaying the Chime app, with the card on top, and the text "Apply Now" appears. The bottom of the screen has fine print about eligibility requirements and banking services.
Active · 109 days
Chime
A light green background features a large, stylized illustration of a pile of gold coins with the text $200* in white, bold letters sitting on top. To the right, a Chime debit card is displayed. Large, dark green text at the top explains the account opening process and the overdraft spot offer.
Active · 109 days
Chime
The video opens with a Chime debit card floating in space, propelled by rocket boosters. Text overlays announce that opening a Chime Checking Account takes 2 minutes and offers up to $200. It then highlights "NO OVERDRAFT FEES" and "NO MONTHLY FEES". The scene shifts to the Chime app displayed on a phone, with the card resting on it, and text declares Chime the "#1 Most Loved Banking App".
Active · 109 days
Chime
The ad is a green screen with white text. The top of the screen has the Chime logo. Below that, it says 'Open a Chime Checking Account in 2 minutes, we'll spot you up to'. The largest text on the screen is '$200'. Below that, there is a button that says 'Apply now'. The bottom of the screen has fine print.
Active · 109 days
Chime
A clean, white-background graphic featuring the Chime logo at the top. Below the logo, large, bold text announces the ability to open a checking account in two minutes and receive a spot of up to $200. A large, stylized green '$200' graphic sits in the center of the image. Small legal disclaimer text is positioned at the bottom of the frame.
Active · 104 days
Chime
The ad displays three Chime Visa cards against a green background. Large white text overlays the image, highlighting the benefits of 5% cash back and credit building with qualifying direct deposits. Smaller text lists "No Credit Check," "No Annual Fees," and "No Interest." The bottom of the screen contains fine print.
Active · 101 daysVideo
Chime
A digital illustration shows a Chime debit card next to a large pile of gold coins and a stylized $200 sign. The background is a soft green with a subtle rainbow gradient. Text at the top states the account opening time and the overdraft offer, while small print at the bottom provides legal disclosures.
Active · 85 days
Chime
A clean, light green graphic features the Chime logo at the top. The text highlights a sign-up bonus offer of up to $350 for opening a new checking account. A large, bold dollar amount is displayed in the center, followed by an 'Open now' button and a small disclaimer about qualifying activities.
Active · 52 days
Chime
A bright, stylized illustration features a large, glossy pink dollar sign and the number 350 floating against a light blue sky with soft, bubbly heart shapes. Below, a vibrant green gradient background displays text about a sign-up bonus for new members. The overall aesthetic is clean, digital, and playful.
Active · 52 days
Chime
A light green graphic background features bold, dark green text announcing a sign-up bonus for a new checking account. The text highlights a specific dollar amount in large, prominent font. A button-style graphic at the bottom invites the user to open an account, followed by a small disclaimer about qualifying activities.
Active · 51 days
Chime
A solid green background features the brand logo at the top. Large white text announces the account opening time and the overdraft spot amount. A small disclaimer is printed at the bottom of the image.
Active · 17 days
Chime
The video starts with a smiling baby in a shopping cart, with text overlay asking "Baby on the way? Do this first". It then transitions to a woman talking about the challenges of raising a baby and the current prices. She explains how they prepared their finances before their baby arrived, covering expenses like diapers, nursery setup, and doctor visits. The ad highlights Chime's features, such as automatic savings and a 4.00% APY, emphasizing its fee-free banking and credit-building potential. The video concludes with a call to open a Chime account.
Active · 3 days
Chime
The ad opens with the word "GOOOOAL!" in large, bold white letters, with a green gradient background and repeating "GOAL" text behind it. A man in a green soccer jersey, holding a soccer ball, smiles at the camera. He holds up a smartphone displaying the Chime app. Text on the screen advertises "Start banking fee-free plus get your pay before payday up to $500*". The Chime logo is visible.
Active · 3 days
Chime
A man in a green soccer jersey, Son Heung-Min, holds a soccer ball and a phone. The background is green with a dotted pattern and abstract shapes. Text overlays announce "KICK OFF BANKING FEE-FREE" and "Plus get overdraft coverage up to $200". The Chime logo is visible.
Active · 3 days
Chime
The ad opens with a Chime logo and snowflakes, then shows John Cena dressed as Santa Claus singing with a group of people in a store. Text overlays highlight "PUMPKIN PIE $21.96" and "FEE-FREE BANKING". John Cena then gestures to a woman, and text appears saying "5% CASH BACK ON A CATEGORY OF CHOICE Groceries". The ad concludes with John Cena and the group singing "AMERICA'S #1 CHOICE FOR BANKING" and "Chime Feels Like Progress".
Active · 3 days
Chime

How Chime makes its ads

What its ads are built from, by type, counted over the ads we have read.

What Chime's ads are built from: who is in frame, the words, the structure, the top format and hook.

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How Chime advertises on Facebook and Instagram

The library holds 45 ads from Chime in Finance / Fintech, and 253 running on its Meta pages now. Its most common visual formats are Text Overlay (27 ads), Lifestyle Image (11) and Celebrity Endorsement (9). Its ads most often open on Bold claim (20 ads), Relatability (9) and Direct address (6) hooks. Its ads stay up a median 3 days, 0.1× the Finance / Fintech median of 20 days.

Brands like Chime

Chime by format

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