Refreshed Nov 14, 2026

The hooks, angles and offers behind Monzo’s Facebook and Instagram ads, filed by format and niche.

Live on Meta nowOn Monzo’s Meta page
493
Median runHow long its ads stay up
1 day
Against Finance / FintechNiche median 17 days
0.1×

The messages Monzo keeps paying for

Same idea, new creatives

  • “Apply for a Monzo Business Account in minutes”

    2 ads
    Monzo ad: “Apply for a Monzo Business Account in minutes”Monzo ad: “Apply for a Monzo Business Account in minutes”

    Running since Oct 2026.

  • “Un banco con cuentas gratuitas para ti y los tuyos”

    2 ads
    Monzo ad: “Un banco con cuentas gratuitas para ti y los tuyos”Monzo ad: “Un banco con cuentas gratuitas para ti y los tuyos”

    Running since Oct 2026.

How Monzo builds them

39 ads

What Monzo's ads are made of, row by row.

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Longest running

All 39

The Monzo ads that ran longest.

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A vertical image shows two chefs in a professional kitchen, one tasting food while the other watches. A dark blue bank card is superimposed over the center of the image. Below the image, a dark blue panel contains a headline in large orange text and smaller white text detailing eligibility and security certifications.
Active · 32 days
The ad shows a close-up of a person's pocket with a business bank card tucked inside. Overlaid on this is a digital interface displaying tax income, expenses, and profit figures, along with a prominent button to submit tax information directly to the government. The text highlights the ability to file taxes directly from the banking app using HMRC-recognised software.
Active · 32 days
A photograph shows two chefs in a professional kitchen, one smiling while tasting food from a plate held by another. A dark blue debit card is superimposed over the image. Below the photo, a dark blue panel contains bold orange text and two small certification badges.
Active · 32 days
A dark blue square graphic features a large white headline promising to simplify tax returns. To the left is a dark blue business bank card, and to the right is a small notification bubble about setting tax aside. The bottom section is a solid orange band containing small print about eligibility, pricing, and a guarantee badge.
Active · 32 days
A dark blue static image features a business debit card floating in the center. Large white text above and below the card highlights the number of businesses using the service and suggests the viewer should join them. Small text at the bottom provides eligibility criteria and regulatory badges.
Active · 32 days
A man in workwear and a cap stands in a workshop, holding a laptop while looking away. Large white text is centered over the image, promoting a business account application. A smaller block of text at the bottom provides regulatory information.
Active · 30 days
A woman wearing an apron stands in a kitchen, smiling while holding a smartphone. The text overlay prominently displays the brand name and a benefit about invoicing. The overall tone is professional and warm, highlighting the ease of business management.
Active · 25 days
A bright red static advertisement featuring the Monzo Business logo at the top right. In the center, large white text announces a free bank account for freelancers and businesses in Spain, followed by a search-bar style call to action button. The bottom right shows a close-up of a black Monzo Business card, with a small disclaimer about the account plan at the very bottom.
Active · 16 days
A person holds a phone with a bright red card in a clear case in front of a market stall filled with melons and pineapples. Several text boxes are overlaid on the image, highlighting the benefits of a bank account, including no monthly fees and no hidden costs. A prominent call-to-action button is centered at the bottom.
Active · 16 days
A bright red static advertisement for a bank savings product. The center features a large headline about a savings interest rate and deposit limit, followed by a pill-shaped graphic showing a growth percentage. At the bottom, a button invites the user to discover more, with small print detailing the offer terms and a risk indicator box in the top left corner.
Active · 16 days
A bright orange background features a central image of a red bank card. Text on screen highlights a high interest rate and savings features, with a small disclaimer box at the top and a larger one at the bottom. The card appears to rotate and change position as different text elements appear to explain the savings offer.
Active · 16 days
A person holds a phone with a bank card in a clear case, with a mesh bag of fruit in the background. Several text boxes are overlaid on the image, including a main headline about free accounts and smaller boxes highlighting no monthly fees and no hidden costs. A disclaimer box at the top provides regulatory information, and a button at the bottom invites the user to open an account.
Active · 16 days
This video features a bright red background with a Monzo bank card centered. Text appears on screen to highlight a savings interest rate offer, with a progress bar showing a deposit limit increasing to 5,000 euros. The ad concludes with a search bar prompting the viewer to discover the brand.
Active · 16 days
This video ad promotes a high-interest savings account feature from Monzo. It uses a bright orange background with animated text and graphics, including a digital representation of a bank card and savings account interface. A short clip of a woman holding a phone appears in the middle of the video, followed by a final call to action with a search icon.
Active · 16 days
A person holds a smartphone with a bright orange card case on the back, set against a background of fresh fruit. The image features bold white text highlighting free bank accounts for the user and their family. Several floating UI-style elements present key benefits like no monthly fees and no hidden costs, with a prominent call-to-action button at the bottom.
Active · 13 days
A construction worker in a hard hat and high-vis vest is laying bricks with a trowel, then looks at the camera and sings along to a song. The video features text overlays about business banking and accounting. The scene is outdoors on a construction site.
Active · 9 days
A construction worker in a hard hat and high-visibility vest is shown working on a brick wall, using a trowel with the brand name printed on its handle. The video features text overlays highlighting automated bookkeeping features and the brand name. The worker is shown singing along to a song while working, emphasizing the ease of the task.
Active · 9 days
A bright red static advertisement featuring a bank card in the center. Large white text promotes opening a free bank account in 15 minutes, with a prominent button below for the call to action. A small informational box in the top left corner provides regulatory risk details.
Active · 8 days
The video opens with a person using a mobile app to manage payments while sitting at a table. It then transitions to a series of clean, branded graphics on a solid orange background that demonstrate how to split bills and track payments in real-time. The ad concludes with a call to action to discover the brand's services.
Active · 8 days
A video showing a couple having fun at an arcade, followed by a series of app interface screens demonstrating how money is automatically sorted into categories like savings and fun. The ad concludes with the brand logo and a call to action to apply. The overall tone is lighthearted and practical.
Active · 1 day

How Monzo makes its ads

What its ads are built from, by type, counted over the ads we have read.

What Monzo's ads are built from: who is in frame, the words, the structure, the top format and hook.

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How Monzo advertises on Facebook and Instagram

The library holds 39 ads from Monzo in Finance / Fintech, and 493 running on its Meta pages now. Its most common visual formats are Headline (12 ads), Cinematic B-Roll (11) and Branded Asset (10). Its ads most often open on Relatability (6 ads), Bold claim (5) and Offer only (5) hooks. Its ads stay up a median 1 day, 0.1× the Finance / Fintech median of 17 days.